January 2026 euro area bank lending survey – www.ecb.europa.eu

January 2026 euro area bank lending survey – www.ecb.europa.eu

www.ecb.europa.eu 3 February 2026Banks tightened credit standards for firms, citing higher perceived risks amid lower risk toleranceCredit standards eased slightly for housing loans, but tightened further for consumer creditSmall increase in demand for loans to firms,...