December 2025

19 December 2025

External communication

Simplification of EU banking rules

On 11 December 2025 the ECB published three documents in relation to the simplification of EU banking rules. First, the ECB published recommendations for simplifying the European prudential regulatory, supervisory and reporting framework for banks. These recommendations were prepared by the Governing Council High-Level Task Force on Simplification, endorsed by the Governing Council of the ECB and will be presented to the European Commission. Second, the ECB published a report prepared by ECB Banking Supervision which discusses its ongoing agenda to increase the effectiveness, efficiency and risk focus of European banking supervision under the existing legislation. These initiatives complement the recommendations of the Governing Council High-Level Task Force and can be fully implemented independently of those recommendations. A third report, prepared by the European Systemic Risk Board, completes…