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www.ecb.europa.eu Christine Lagarde, President of the ECB,Luis de Guindos, Vice-President of the ECBFrankfurt am Main, 24 July 2025 Good afternoon, the Vice-President and I welcome you to our press conference.The Governing Council today decided to keep the three key ECB interest rates...

www.ecb.europa.eu 24 July 2025The Governing Council today decided to keep the three key ECB interest rates unchanged. Inflation is currently at the 2% medium-term target. The incoming information is broadly in line with the Governing Council’s previous assessment of the inflation outlook....

www.ecb.europa.eu 22 July 2025Credit standards for firm loans remained broadly unchanged Credit standards tightened slightly for housing loans and more markedly for consumer credit Housing loan demand continued to increase strongly, while demand for firm loans remained weakAccording to the...

www.ecb.europa.eu 21 July 2025Firms continued to report declining interest rates on bank loans, while indicating a slight tightening of other lending conditions.The bank loan financing gap remained stable, with firms reporting that both needs for bank loans and the availability of bank...

www.ecb.europa.eu 16 July 2025ECB making progress on digital euro rulebook with feedback from experts, consumers and merchantsAround 70 market participants explore use cases through new innovation platformECB continues stakeholder engagement to ensure alignment with market needs and...