www.ecb.europa.eu 30 January 2025The Governing Council today decided to lower the three key ECB interest rates by 25 basis points. In particular, the decision to lower the deposit facility rate – the rate through which the Governing Council steers the monetary policy stance – is based on...

www.ecb.europa.eu 28 January 2025Credit standards tightened for firms in the fourth quarter of 2024, driven by higher perceived risks and lower risk toleranceCredit standards remained unchanged for loans to households for house purchase but continued to tighten for consumer credit Housing...

www.ecb.europa.eu 27 January 2025Firms reported declining bank interest rates on loans, although indicating a slight further tightening of other lending conditions.There was a slight increase in the bank financing gap compared with the previous quarter as firms reported a small reduction in...

www.ecb.europa.eu Lamfalussy Lecture by Christine Lagarde, President of the ECB, at the Lamfalussy Lectures Conference organised by the Magyar Nemzeti Bank, pre-recorded in Frankfurt am Main on 15 January 2025Budapest, 27 January 2025In his later years, Alexandre Lamfalussy was once asked...

www.ecb.europa.eu 27 January 2025ECB and City of Frankfurt honour Holocaust victims, particularly those deported from Grossmarkthalle between 1941 and 1945Opening of exhibition entitled “Survivors: Faces of Life after the Holocaust” by photographer Martin Schoeller at ECB from 29 January to...

www.ecb.europa.eu 20 January 2025Overall credit terms and conditions tightened somewhat between September and November 2024 as general market liquidity deterioratedDemand for funding secured against all collateral types roseMarket-making activities increased in 2024 on account of...