www.ecb.europa.eu 31 October 2025Overall credit terms and conditions remained largely unchanged between June 2025 and August 2025, with some instances of tightening driven by balance sheet availability Demand for lending against collateral increased across all asset classes except...

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www.ecb.europa.eu Christine Lagarde, President of the ECB,Luis de Guindos, Vice-President of the ECBFlorence, 30 October 2025 Good afternoon, the Vice-President and I welcome you to our press conference. I would like to thank Governor Panetta for his kind hospitality and express our special...

www.ecb.europa.eu 30 October 2025 The Governing Council today decided to keep the three key ECB interest rates unchanged. Inflation remains close to the 2% medium-term target and the Governing Council’s assessment of the inflation outlook is broadly unchanged. The economy has continued to...

www.ecb.europa.eu 30 October 2025New phase will ensure technical readiness for first issuanceIf legislation in place in the course of 2026, a pilot exercise could start in 2027 and the Eurosystem should be ready for a potential first issuance of the digital euro during 2029Preparation phase...

www.ecb.europa.eu Speech by Christine Lagarde, President of the ECB, at the official dinner given by the Banca d’Italia in Florence, ItalyFlorence, 29 October 2025It is a pleasure to be here in Florence.It is always difficult to give remarks after Fabio, who is a very eloquent advocate. As...